A clear weekly rhythm your circle can trust
Every figure below is calculated from the organizer's configuration — nothing is fixed.
- 1
Create or Join a Circle
An organizer sets the size, weekly amount, payout cycle and start date. Verified members are added and the rotation order is locked in.
- 2
Contribute Weekly
Every member sees exactly what is due, when it is due, and the unique reference to include with their payment.
- 3
Submit Interac Payment Proof
Pay in Interac to the organizer's tag, then upload your payment screenshot. Your contribution moves to pending admin verification.
- 4
Take Your Turn
When your position comes up, the pooled payout is recorded to you — and the loop continues until everyone has had their turn.
Worked example
Five members contributing CA$50.00 each week.
- Members
- 5
- Weekly contribution
- CA$50.00
- Weekly pool
- CA$250.00
- Payout every
- 4 weeks
- Payout amount
- CA$1,000.00
- Payout cycles
- 5
- Total duration
- 20 weeks
- Per-member commitment
- CA$1,000.00
How verification works
- 1ROTNAD shows the exact amount due and a unique reference such as SL001-M003-W07.
- 2You send the payment in Interac to Tontine2012@gmail.com and include that reference in the note.
- 3You return to ROTNAD and upload a screenshot of the completed payment.
- 4Your contribution becomes Pending Admin Verification.
- 5The organizer opens your screenshot and cross-checks the real transaction in Interac.
- 6Only after the organizer approves does the week show as Verified / Paid.
A screenshot is evidence only. It is never automatic proof of payment.
Collection method
Collect the pool with Interac
Members send their weekly contribution in Interac, then upload a screenshot in ROTNAD for the organizer to verify manually. ROTNAD never holds your money and is not affiliated with Interac.
Interac email